Chip In with Friends,
Zero Friction.
Say goodbye to spreadsheet math. Urunly calculates equal or custom expense shares, minimizes debt transfers, and signs you in passwordlessly.
Your Dashboard
1 Active Group(s)Designed for Effortless Expense Tracking
Built from the ground up with high performance, mathematical precision, and modern UI ergonomics.
Blazing Fast Experience
Pages load instantly with smooth, zero-refresh interaction updates.
Smart Debt Minimization
Our settlement algorithm collapses complex multi-person group debts into the absolute minimum number of bank transfers needed.
Passwordless Magic OTP
Sign in seamlessly using 6-digit email OTP codes powered by Better Auth. Zero passwords to remember or compromise.
Multi-Currency Support
Support for USD, EUR, IDR, SGD, MYR, JPY, GBP, AUD, and custom currencies. Perfect for international travel and cross-border trips.
Equal & Unequal Shares
Split bills evenly or assign custom exact amounts per participant. Complete flexibility for any group spending dynamic.
Smart Scan Receipt
Snap a photo of your receipt and let OCR read the items, prices, and total for you — no manual entry needed.
How It Works in 3 Simple Steps
Start splitting expenses with your group in under 60 seconds.
Create a Group
Enter group name, pick currency, and add member names. Share the link with your friends.
Log Expenses
Add expenses on the fly. Select who paid and who participated with equal or custom split shares.
Settle Up
View the calculated settlement summary showing exactly who pays whom to settle all balances to zero.
Built for Every Shared Expense
Vacations & Trips
Airbnbs, gas, car rentals & group activities.
Roommates & Rent
Monthly utilities, wifi, groceries & repairs.
Dinners & Outings
Restaurant tabs, drinks & party nights.
Gifts & Events
Joint birthday gifts, weddings & celebrations.
Ready to Settle Up?
Create your first group in seconds. No credit card required.